Work with an FHA lender that has over 200 Total 5 Star Reviews online.

With more than 20 years of mortgage experience, we will help you navigate the Mortgage Process.

Were you turned down or left hanging by another lender? Click here to schedule a time to talk with us about your situation. We would love to help!

Check out my reviews and see how many people I have gotten into a home after they were turned down elsewhere.

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We are credit experts

FHA technically does not have any credit score requirements but anything under a 600 score will require 10% down. We can give you instructions to follow so that we can get your score up so that you get the best possible rate, closing costs & underwriting guidelines. Remember, credit disputes will have to be removed before buying a home.

FHA Allows DACA

FHA Loans do allow DACA & Non permanent residents with the proper documentation. Don't worry, if you don't have the proper documentation then we can look at an ITIN number loan for you.

First Time Home Buyers

As a 1st Time Home Buyer, you are allowed to put 3.5% down with an FHA loan. There are additional DPA Down Payment Assistance programs that we have available but they do come with higher rates and you may have to repay them if you sell your home within 3 years.

FHA's $100 Down Program

FHA has $100 Down product that you may be able to utilize if your buying a HUD home. To look at the list of HUD homes in your area, use the link below to see if something is available near you.

FHA Allows Mobile and Manufactured Homes

FHA does allow Mobile homes and Manufactured homes with 3.5% down. There are some requirements for each property type. If your interested in finding out if the home your interested in will qualify click below.

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Do you have a Bankruptcy but want to buy?

FHA loans do allow you to buy a home after a bankruptcy or foreclosure. The typical time for both is 3 years but after 1 year after a chapter 13 bankruptcy, you can get permission from the court to buy your new home if you have made your payments ontime.

Are you ready to see if you qualify?

Get a solid understanding of your credit situation and what you need to do, to get into a home.

Soft Credit Check

Detailed Plan of Action

Get Your Assets Ready

Finalize Your Pre Approval

Find your new home

Start Here With A Soft Credit Pull

See below to get to the FHA guidelines that we all use as a lender.

Rick Carrier NMLS 268110 | Streamline Home Loans NMLS 1810048 | 19308 Morton Rd Ste 110-B Katy TX 77449 | Direct 281.767.6700

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